Plain-English articles on the questions that actually matter: will your money last, how much you can spend, and how to improve the odds.
July 1, 2026 · 6 min read
A million dollars can last 15 years or forever — it depends on a few things that have nothing to do with the million. Here's what actually decides it.
July 1, 2026 · 6 min read
Claiming Social Security early means smaller checks for life; waiting means bigger ones. A plain-English guide to choosing the right age for you — 62, 67, or 70.
June 30, 2026 · 7 min read
A plain-English guide to figuring out whether your retirement savings will last — what drives your “run-out date,” why rules of thumb fall short, and how to project it month by month.
June 30, 2026 · 6 min read
What the 4% rule is, where it came from, a simple example, and its real-world blind spots — plus a better way to find a withdrawal rate that fits your own plan.