The Home dashboard

Your plan at a glance

Home is the screen you land on. It's read-only — a summary, not a place to edit. Every tile links into a deeper tab when you want to dig in or make a change. Read it top to bottom.

The hero outlook

The big line at the top, badged Plan, is the whole app in one sentence:

• On track — in green, with *Plan ends with $320,000*. Your savings are

projected to outlast your plan.

• Runs out at age 84 — in red, with *2048 · about 12 years of runway*. That's

the month your savings are projected to hit zero, and how long from now that is.

"Years of runway" is the number to act on — it's clearer than a big future-dollar total. See the projection → jumps to the Forecast tab.

The This month tile

Badged Actual · [this month], this shows what really happened *this* calendar month, from your imported transactions:

• the total spent,
• income in and the net (green if you took in more than you spent, red if

less),

• a count of any uncategorized transactions still needing a category.

If you haven't imported anything yet, it invites you to Import a CSV on the Budget tab. Remember this is one month and jumps around — see Understanding your numbers for why.

The Plan vs actual spending card

This is the reconciliation between what you *planned* and what you *do*. Three figures, each badged:

• Plan — assumed /mo, in today's dollars (from My Numbers).
• This mo — this month's imported spend.
• Avg 12mo — your real spending averaged over the last 12 complete months.

When your Avg drifts far enough from your Plan (about 15%), the Avg turns amber and a prompt appears:

> Plan assumes $5,500/mo; you actually spend $6,200/mo. Review & > apply →

Review & apply takes you to the Budget tab to update the Forecast with your real spending. When they match, you'll see a green *✓ Your plan matches your real spending.* No imports yet? It nudges you to get started. Full detail in Use your real spending in the forecast.

The two sparklines

Two small trend lines sit side by side:

• Balance projection (badged Plan, teal) — your total savings over the

whole plan, with a caption like *peaks $1.2M · depletes 2048* (or *lasts the plan*). This is forward-looking.

• Income vs spending (badged Actual) — your last 12 months of real money

flow: amber is income, blue is spending. This is backward-looking. It's empty until you import.

Put together, they let you eyeball the future plan and the recent past at once.

The alerts row

At the bottom, small pills flag things quietly going wrong. Each one is clickable and jumps straight to the fix:

• Plan is below/above your real spending by $700/mo — refresh it → Budget tab.
• Taxes aren't modeled — turn on tax modeling → My Numbers (shows when you

hold a 401k or IRA but haven't enabled tax modeling).

• No healthcare cost entered → My Numbers.
• N uncategorized transactions → Budget tab.

When nothing's wrong, you'll see *Nothing needs attention.* 🎉

Where to go next

Home orients you; the other tabs do the work. Jump to Forecast for the full projection and stress-tests, Budget to import and categorize spending, or My Numbers to change your inputs. Everything on Home is an estimate to guide you — not financial or tax advice. Terms are in the glossary.